Theft happens.

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There are few things more heartbreaking than having your bike stolen. Not only is your bike a valuable piece of your property, it’s also a part of you. It’s how you get through the world.

Fortunately, there are 3 steps you can take that make having your bike stolen a little less painful.

First: Document your bike!

Take plenty of pictures and record the serial number. When it comes time to report your stolen bike to the police, they’re going to want this information. There are also a bunch of different forums and websites for finding stolen bikes out there, and if you have more than just a written description, it can go a long way.

Make sure to document any custom features or distinguishing characteristics on your bike that a thief may not know to remove. For instance, she’ll probably take off your ladybug bell, but might miss the nonstandard pedals and carbon fiber seat post.

You should also get yourself a written appraisal at your local bike shop. Make sure you don’t overpay for it.

Second: Don’t forget about Hubway!

Just because you don’t have a bike, doesn’t mean you can’t bike anymore. Hubway is returning this March, better than ever. There will be 30 new stations in Cambridge, Somerville, and Brookline, along with 300 new bikes! A membership is only $85 for the year — considerably less than a monthly T pass.

Third: Get insurance!

Trust me, it costs less than you think. This past October, my dear friend Stuart told me that I was an absolute fool to not have renter’s insurance. I decided to look into it, and discovered that a $20,000 policy was only $175 for the year!

I signed up, and the next week my Macbook was stolen from my bedroom during an exceptionally fun Halloween party that we were hosting. Lucky! I got a brand new computer the very next day, courtesy of Vermont Mutual Insurance.

Even better, renter’s insurance coverstheft of your property anywhere, not just from your apartment. This means your bike is covered. If you’re interested in getting yourself some coverage, you can talk to who I talked to: Dave Powers at CA Powers & Sons Insurance. He’s a great guy, and his office is conveniently located right by South Station.

There’s no way around it, losing your bike just plain sucks. However, if you’re properly prepared, it won’t sting nearly as bad. Follow these steps, and you’ll be back on the saddle again in no time.

Yours,
Josh



Image VIA flickr.

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